Privacy Policy – Circle Plus Payments
11-26-2015

This privacy policy explains how your personal data is used in the Apple Payment Service (Apple Pay). This is in addition to the uses of your personal data described in your account terms and conditions and stripe connect account’s terms and conditions. You should read this alongside the Apple Pay Terms and Conditions.

We collect information about you when you register for and use Apple Pay. This may include your phone number and details of your transactions. Contact and shipping details are also captured for Apple Pay transactions over the internet.

If you register your debit or credit cards for Apple Pay, you agree for your personal and transactional data to be used and shared as set out below.

Using your personal data

You agree that:

Circle Plus Payments inc. US will collect and use your personal data to verify your credit/debit card(s) and to facilitate your use of Apple Pay once you’ve registered your card as a Digital Card. Information about your Digital Card and your latest transactions will be stored on your Apple device so you can make contactless or in-app transactions.

Your information will be used to deal with Apple Pay queries, authorise payments, prevent and detect fraud, comply with legal requirements and industry standards, and to help Circle Plus Payments develop, maintain, and improve our products and services. We’ll use your details to send you service messages about Apple Pay via notifications, email/SMS and post.

Sharing your personal data

You agree that:

Your Digital Card data, and contact and shipping details for Apple Pay in-app transactions can be shared with retailers so they can deal with your transactions.

We may share your personal data with the Circle Plus Payments Group, Circle Plus Payments associated companies, and service providers and agents acting under Circle Plus Payment’s instructions.

Your transactional data may be shared with VISA and MasterCard so they can process the transaction and support the Digital Card provision.

If you’ve switched on location services, Apple (Apple Distribution International and Apple Inc.) may see your locational data. For more information, please see Apple’s Privacy Policy.

Please note that Circle Plus Payments is not responsible for the security of the Apple Pay service or any third party provider to Apple. Any information you give them is covered by their own Terms and

Privacy Policy – Android Pay

The Google Privacy Policy describes how we treat personal information when you use Google’s products and services. Google Payments is offered to Google Account holders. Your use of Google Payments is therefore subject to the Google Privacy Policy. In addition, the following notice describes our privacy practices that are specific to Google Payments.
Your use of Google Payments is governed by the Google Payments Terms of Service, which describes in more detail the Services covered by this privacy notice. Capitalized terms not defined in this Google Payments Privacy Notice shall have the meaning ascribed to them in the Google Payments Terms of Service.

The Google Payments Privacy Notice applies to Services offered by Google Inc.’s wholly owned subsidiaries. For US users, that subsidiary is Google Payment Corporation (“GPC”), and for users in the European Economic Area (EEA), it is Google Payment Limited (“GPL”) (based in the United Kingdom). For countries outside of the United States and the EEA, please consult the Google Payments Terms of Service made available to you within the Service to learn the subsidiary offering the Service.

Information we collect

In addition to the information listed in the Google Privacy Policy we may also collect the following:

  • Registration information – When you sign up for Google Payments, you are creating a Google Payments Account that is associated with your Google Account. Depending on the Google Payments services you use, in addition to the information listed in the Google Privacy Policy, you may be asked to provide the following information: Credit or debit card number and card expiration date, bank account number and expiration date, address, phone number, date of birth, social security number or taxpayer identification number (or some other government-issued identification number), and for sellers or businesses specifically, your business category and certain information about your sales or transaction volume. In some cases, we may also ask you to send us additional information or to answer additional questions to help verify your information. Finally, if you register a Carrier Billing Account, we will ask you to provide us with certain information about your mobile telephone account.

  • Information obtained from third parties – We may obtain information about you from third parties, including third party verification services. This includes information arising from Google Payments transactions at merchant locations, information regarding your use of payment methods and your accounts issued by third parties that are linked to the Google Payments, the identity of your card issuer or financial institution, information regarding access to balances held in your Google Payments Account, information from a Carrier in connection with Carrier Billing, and consumer reports, as the term “consumer reports” is defined by the US Fair Credit Reporting Act.
    Also, for sellers, we may obtain information about you and your business from a credit bureau or a business information service.

  • Transaction information – When you use Google Payments to conduct a transaction, we may collect information about the transaction, including: Date, time and amount of the transaction, the merchant’s location and description, a description provided by the seller of the goods or services purchased, any photo you choose to associate with the transaction, the names and email addresses of the seller and buyer (or sender and recipient), the type of payment method used, your description of the reason for the transaction, and the offer associated with the transaction, if any.


  • How we use the information we collect

    In addition to the uses listed in the Google Privacy Policy, we use the information you provide us, as well as information about you from third parties, in order to provide you with Google Payments for customer service purposes, and to protect you from fraud, phishing or other misconduct. Such information may also be used to assist third parties in the provision of products or services that you request from them. We also use the information to review your Google Payments Account to determine whether you continue to meet the terms of the account, to make decisions about your future Google Payments transactions, and for other legitimate business needs related to the Google Payments transactions initiated by you.

    Your registration information is stored in association with your Google Account and your registration of a payment method will be stored on Google’s servers. In addition, certain data elements may also be stored on your mobile device.

    Information we share

    We will only share your personal information with other companies or individuals outside of Google in the following circumstances:

  • As permitted under the Google Privacy Policy.
  • As necessary to process your transaction and maintain your account.
  • To complete your registration for a service provided by a third party.


  • For example, when you make a purchase or transaction using Google Payments, we make certain personal information about you available to the company or individual you purchase from or transact with. This includes sharing your personal information with the developer from whom you purchased when you use Google Payments to make a purchase on Google Play.

    Any information you provide directly to a third party merchant, website or application is not covered by this privacy notice. We are not responsible for the privacy or security practices of merchants or other third parties with whom you choose to share your personal information directly. We encourage you to review the privacy policies of any third party to whom you choose to share your personal information directly.

    The information that we collect, including information obtained from third parties, is shared with our affiliates, meaning other companies owned and controlled by Google Inc. Our affiliates, which can befinancial and nonfinancial entities, will use such information for their everyday business purposes.

    We provide you with the right to opt out of certain sharing between GPC and its affiliates. Specifically, you may choose to opt out of:

  • Sharing between GPC and its affiliates of information about your creditworthiness for their everyday business purposes; and/or,
  • Our affiliates marketing their products or services to you based on your personal information that we collect and share with them. This information includes your account history with us.


  • If you choose to opt out, your choice will be effective until you tell us to change your choice.

    If you don’t want us to share personal information about your creditworthiness between GPC and its affiliates or if you do not want our affiliates to use your personal information collected by us and shared with them to market to you, please indicate your preference by logging into your account, going to the Google Payments privacy settings page, and updating your preferences.

    We will not share your personal information with anyone outside of GPC or with our affiliates except as described in this privacy notice. As explained above, Google Payments is a product offered to Google Account holders. Data you provide to Google Inc. for the purpose of signing up for a Google Account is not affected by the opt-out provisions in this notice.

    Information security
    For more information about our security practices, please see the main Google Privacy Policy.

    The security of your Google Payments Account depends on you keeping your account password(s), PINs, and other access information for the Service confidential. If you share your account information with a third party, he or she will have access to your account and your personal information.

    It is your responsibility to control access to your mobile device and the Google Payments application on your device, including keeping your password(s) and/or PIN confidential and not sharing it with anyone. It is also your responsibility to alert Google or the relevant partner if you believe that the security of the information in the Google Payments application has been compromised.

    Changes to this Policy

    This policy may change from time to time and any revised Policy will be posted at this page, so we encourage you to review it regularly. If we make changes, we will notify you by revising the date at the top of this Policy and, in the case of materials changes to the Policy, we may provide you with additional notice (such as a notice in our user interface or sending you a notification by email).

    Contact Information

    Questions or comments about our Privacy Policy? Contact us at:

    Circle Plus Payments
    829 Broadway unit 310
    Santa Monica ,California 90401
    support@circlepp.com

    Disclaimer

    Circle plus payments,Inc.™ is a software development company. We enhance payment experience with Stripe Connect for merchants. We do not sell/have merchant accounts or perform transactions for you. We enable a better experience through an integrated secure front end with various transaction options. We are a Stripe Connect platform App with all the features. You as a merchant through our app can sign with Stripe and assume all financial and legal liabilities for the transactions.

    Please Do not use www.circlepluspay.com as your website when you sign in and please sign in with your business website as a Connect user. Please do not signup if you are one of the prohibited businesses per Stripe. Stripe Prohibited Business

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